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DSCR Calculator for Rental Properties

Enter monthly amounts to compare rent with the property's estimated housing payment.

Divide annual taxes and insurance by 12. Include applicable flood insurance in the insurance amount.

Your estimated DSCR

Enter your monthly amounts, then select Calculate DSCR.

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Share your estimate with a PMF loan officer. Calculator entries are not submitted or transferred to the inquiry form.

For illustration only. Estimated DSCR = monthly rent ÷ monthly principal, interest, taxes, insurance, and association dues. Lenders may use different qualifying rent and payment calculations, including different treatment for interest-only loans and short-term rentals. This estimate is not a quote, eligibility decision, or loan approval.